A common question I usually get is about manufactured home transactions. The finance is number one thing in these kinds of transactions. If the property structure is not attached legally to the land, lenders will treat it differently, mobile homes are not able to be purchased with conventional financing, and if you're purchasing the "land only" the financial terms available to you are going to be very different. Interest rates are also going to be higher. So, to get the best financing you can, I suggest reaching this extra entity that helps regulate manufactured homes: TDHCA.
Useful links:
TDHCA Website:
https://www.tdhca.state.tx.us/
To search the status of a manufactured home:
https://mhweb.tdhca.state.tx.us/mhweb...
Statement of Ownership App
https://www.tdhca.state.tx.us/mh/docs...
FHAs Manufactured Homes Selling Guide:
https://selling-guide.fanniemae.com/S...
Juston MartinezPrincipal & Managing Broker
Juston Martinez is the Principal and Managing Broker of Texas Ally, a growing Texas brokerage built on integrity, innovation, and alignment between clients and agents. Licensed since 2008, he carries forward a family legacy in real estate investing, with experience spanning investment acquisitions, land development, financing, retail, and residential exit strategies. Under his leadership, Texas Ally has expanded across Texas’s major markets with a focus on honest representation, technology-driven solutions, and long-term value. A University of Texas at Austin alum and a father of two wonderful daughters, Juston believes in building durable systems and leading with both head and heart.
What are closing costs and how much should I expect to pay as a seller? Closing cost surprises are one of the biggest sources of stress in Texas real estate transactions, and they can materially change what you walk away with after the sale. If you’re selling a home,...
Making a Brokerage Move in Texas: What Real Estate Agents Should Know In today’s Texas market, a brokerage change can feel less like a “nice-to-have” and more like a strategic business decision. Between shifting inventory, regional seasonality (spring surges, summer...
Understanding Closing Costs in Texas: A Guide for Buyers and Sellers Closing costs are one of the most common “surprise” expenses in a Texas real estate deal—especially for first-time buyers and sellers. Whether you’re purchasing a bungalow in Austin, a new build in...
