Buying a Home

Buying your new home is an exciting venture. At times it can be a complete joyride, and at others terrifying. Your house is not just your home, it is a serious investment in the dwelling, the area and your future. When buying a home – you are bound to have many questions. For example, “In what area can I find a home that suits my needs?”, “How much money will I need to afford the monthly payments?” and “How long will the process take?” Work with your local on your Texas Ally agent to learn more about the home buying process. Texas Ally has professionals who address every facet to help make your venture a stress free one. We provide personalized service and ensure you are thoroughly satisfied.

Advice for First-Time Buyers​

The best way to make to maximize your profits and minimize your mistakes is through self education. The second best thing you can do is find a real estate professional you trust. Remember, real estate agents in the State of Texas have a fiduciary duty to look out for the best interests of their clients. It would be wise to find someone who takes that position seriously.

How to Negotiate with Sellers ​

Buying a home is one of the most important purchases most people will make. In order to make the right decision the first time, potential buyers need to be prepared. Consider the following before starting negotiations:


Research the housing market in the target area. Once you have information about the general area, focus on the particular property and seller. Look for answers to questions such as:
  • Why is the homeowner selling? If they’re moving because they find the area undesirable, you might want to consider this issue.
  • How long has the home been on the market? If it has been on the market for a long time, perhaps there are negative facts about the property that you need to know.
  • How much did the seller pay for the home compared to the current asking price? If the seller paid more, find out why. Was it a general real estate trend, or did property values in that particular neighborhood go down?
  • What is the seller’s time frame for selling and moving? Does it fit within your needs?
  • Are there any defects in the home or problems with the surrounding neighborhood? For example, is the roof so old that it will likely leak during the next storm? Is there a new construction project in the area that will lead to major traffic congestion?
As the potential buyer, you want the advantage. While you want answers to all your questions to the seller, reveal very little about your circumstances. Do not give the seller personal information such as your income, the maximum you are able to pay for a down payment or the home, or when you want to move. Make sure that your agent knows not to reveal any such information to the seller or his/her agent.


Find out if the seller needs to have the sale closed sooner rather than later. If the seller is feeling pressured to sell, use that to your advantage in negotiating. Even if you, the buyer, are the one with the deadline for purchasing a home, don’t let yourself be rushed into making concessions or a purchase you may regret later.