3716 CHIMNEY RIDGE DRIVE, WACO, TX 76708

Set on a quiet stretch of Chimney Ridge, this 4-bedroom, 3.5-bath home offers a rare combination of space, finish-out, and setting--all in the heart of Waco. With generous square footage and a functional layout, it's designed for both everyday living and hosting. The kitchen anchors the main living space with a gas range, imported granite countertops, wine cooler, two dishwashers, and seamless flow into the dining and living areas. In the living room, custom 100% wool carpet adds durability and refinement, while a statement chandelier and Paris-sourced hardware bring subtle character throughout. The primary suite is a true retreat, featuring floor-to-ceiling windows overlooking the Lake Waco inlet and filling the room with natural light. The en suite bath offers dual vanities, a soaking tub, separate shower, and large walk-in closets. Two bedrooms are connected by a well-designed Jack-and-Jill bath, while a fourth bedroom offers flexibility as a guest room or office. What sets this property apart is the setting. Positioned on the water with a path down to the lake, the home overlooks a peaceful inlet with 16 acres of privately owned land across the water--unlikely to be developed--creating a level of privacy that feels more like a rural retreat than an in-town property. A brand new deck with gas grill hookup extends the living space outdoors--ideal for morning coffee or evening gatherings. The backyard is built for both relaxation and entertaining, featuring a pool, cabana, and fire pit area with plenty of space to gather or unwind, all oriented to take full advantage of the view. The neighborhood adds to the appeal--quiet, established, and genuinely connected, with neighbors who gather for monthly dinners and a strong sense of community that's increasingly rare. A unique opportunity to own a well-appointed lakefront home with protected views, thoughtful upgrades, and a setting that stands out in Waco.