500-502 W OWINGS STREET, DENISON, TX 75020

Unique and Rare Opportunity-Ideal for an owner-occupant looking to live comfortably in one side and collect premium rent as the landlord of the other in this beautiful duplex in Historic Denison, TX. Unit 500 is available to the new owner. 502 is occupied by a long range tenant. Situated in a highly sought after location, each unit of this thoughtfully designed duplex is 3-bedroom, 2.5-bath, 1,505sf, with an attached 2-car garage. This property qualifies for FHA & VA owner-occupant financing, making it an excellent option for first-time homebuyers or those on fixed income seeking a smart way to reduce housing costs while building long-term wealth through real estate. Designed for privacy and low-maintenance living, the duplex lives more like a single-family home with the only shared wall located at the garage. Front entrances are positioned on opposite ends of the property. The primary bedroom is conveniently located on the first floor, along with a utility room, half bath, and flexible office or bonus space. Upstairs features two additional bedrooms, a full bath, and a second flex area--perfect for a study, play area, or home office. High-end finishes include raised ceilings, granite countertops, stainless steel appliances, luxury vinyl flooring throughout, designer color selections, foam insulation for maximum efficiency, and a full blinds package. Enjoy outdoor living with a covered patio, privacy fenced courtyard, and views of a charming downtown park. Located within walking distance to historic downtown Denison, restaurants, grocery stores, and year-round events, this property benefits from a high-demand rental market, minimal vacancy, and premium rent pricing. Just minutes from Texoma Medical Center, Sherman, Lake Texoma, and Choctaw Casino, with convenient access to McKinney. Whether you're purchasing your first home, your first investment, or both at the same time, this is a smart owner-occupant opportunity in a location where properties rarely stay vacant.