41 WHITE OAK, GAINESVILLE, TX 76240
Homes for sale in Gainesville.
Homes for sale in 76240.
41 White Oak
Gainesville, TX 76240
List Price$790,000
Listing #20839951
About This Property
Charming Lakefront Retreat -- Quiet and private lakefront location with calm waters and minimal boat traffic. Stunning Water Views from Every Room, Large Dock, Enclosed Boathouse & Outdoor Fire pit -- Perfect for VRBO! Escape to your private oasis with this beautiful lakefront home, just steps from the water's edge. This 3-bedroom, 2-bathroom retreat offers breathtaking lake views from every room, making it ideal for relaxation and adventure. Inside, the open-concept living space is filled with natural light, featuring large windows that showcase the sparkling lake. The brick fireplace adds warmth and charm, perfect for cozy evenings. The spacious kitchen includes a breakfast bar, ample cabinet space, and a wine refrigerator, blending function and comfort. Each bedroom offers serene water views, ensuring a peaceful retreat at any time of day. Outdoor living is unmatched with two expansive decks--the upper deck is perfect for morning coffee, while the lower deck provides easy backyard and water access. A boater's paradise, the property includes a large dock and enclosed boathouse, ideal for storing watercraft and gear. The backyard is designed for entertaining, featuring a large outdoor firepit and sitting area, perfect for gathering under the stars. Nestled in a secluded, nature-filled setting, this home offers privacy and tranquility, making it a fantastic option for full-time living or a vacation retreat. A proven VRBO success! Whether you're looking for a personal getaway or an income-producing rental, this home delivers the perfect balance of comfort, nature, and adventure. Schedule your private tour today!
Property Features
Location Information
County
Cooke
Subdivision
Whispering Hills
Interior Features
Rooms
First Floor Bedroom, First Floor Bedroom, Second Floor Dining Room, First Floor Full Bath, Second Floor Half Bath, Second Floor Kitchen, First Floor Laundry, Second Floor Living Room, First Floor Mud Room, First Floor Primary Bedroom
Kitchen Description
12 x 17
Interior
Chandelier, Decorative/Designer Lighting Fixtures, Open Floorplan, Vaulted Ceiling(s), Natural Woodwork
Has Fireplace
Yes
Master Bedroom Description
15 x 15
Number of Fireplaces
1
Full Baths
1
Heating
Central, Electric, Fireplace(s), Other
1/2 Baths
1
Cooling
Central Air, Ceiling Fan(s), Other
Dining Room Description
7 x 10
Laundry
Washer Hookup, Electric Dryer Hookup, In Hall, Stacked
Living Room Description
31 x 21
Appliances
Dishwasher, Electric Range, Electric Water Heater, Disposal, Microwave, Wine Cooler
Exterior Features
Style
Traditional
Pool Description
None
Stories
2
Other Structures
Boat House
Construction
Aluminum Siding
Lot Description
Cleared, Many Trees, Waterfront, Retaining Wall
Exterior
Balcony, Boat Slip, Deck, Dock, Fire Pit, Lighting, Private Entrance, Private Yard, Rain Gutters
Lot Size in Acres
0.458
Roof
Metal, Shake
Lot Size in Sq. Ft.
19,950
Water / Sewer
Electricity Available, Electricity Connected, Sewer Available, Water Available
Road Description
All Weather Road, Asphalt
Utilities
Electricity Available, Electricity Connected, Sewer Available, Water Available
Waterfront Description
Boat Dock/Slip, Boat Ramp/Lift Access, Lake Front, Waterfront
Security System
Security Gate
Has Waterfront
Yes
Parking Description
Additional Parking, Driveway, Electric Gate, Gated, On Site, Paved, Parking Pad, Unpaved, Boat, RV Access/Parking
Is One Story
No
Garage Spaces
0
Lot Description
Cleared, Many Trees, Waterfront, Retaining Wall, Boat Dock/Slip, Boat Ramp/Lift Access, Lake Front, Waterfront
Fencing
Perimeter
Windows Description
Bay Window(s)
Patio / Deck Description
Rear Porch, Other, See Remarks, Balcony, Covered, Deck
School
Elementary School District
Sivells Bend ISD
Jr. High School
Sivellsven
Elementary School
Sivells Bend
High School
Muenster
Additional Information
Property Type
SFR
HOA Frequency
Annually
Property SubType 2
House
HOA Includes
Association Management
Property SubType
Single Family Residence
Tax Annual Amount
7509.0
Year Built
1987
Exclusions
Boat, Jet Skis, All items in Boat House
Status
Active
Community Features
Boat Facilities, Lake, Park, Trails/Paths, Community Mailbox
Has a Home Owners Association
Yes
Documents Available
Aerial, Survey
HOA Fee
$700
Similar Listings
Mortgage Calculator
$3,688
per month
30 Year Fixed. 3.52% Interest Rate.
Principal + Interest
$2,846
Monthly Tax
$658
Monthly Insurance
$184
yrs
%
$
$
Based on a fully amortized fixed rate loan. Ask your agent for the tax rates in your area. Insurance estimate is based on an average cost, your final premium cost will be determined by the type of coverage you select. This program only provides an estimate.
Schools
Walk Score
Listing courtesy of
Lerla Crook, Call It Closed Realty
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NTREIS - North Texas data last updated at February 6, 2026, 9:31 AM CT
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