405 SPUR RIDGE, PRINCETON, TX 75407
Homes for sale in Princeton.
Homes for sale in 75407.
List Price$310,000
405 Spur Ridge
Princeton, TX 75407
Listing #21275537
About This Property
ASSUMABLE 4.25% FHA LOAN for qualified buyers, or take advantage of Texas Bank & Trust; ZERO down, NO PMI financing program. Even better, projected 2026 property taxes are under $5,000! Why buy a similarly priced new construction home on a 40-foot lot when you can own this upgraded, move-in-ready home on a spacious 50-foot lot--with no construction delays and no waiting? This home is packed with valuable upgrades, including a whole-home generator, smart home security system, new front entry door, added ceiling fans, screened-in patio, and storm doors. These thoughtful enhancements provide comfort, convenience, energy efficiency, and peace of mind from day one. Proudly owner-occupied and meticulously maintained, this beautiful 4-bedroom, 2-bath home offers 1,664 square feet of thoughtfully designed living space. The open-concept floor plan is perfect for entertaining. Generous bedroom size is perfect housing guests. A walk-in laundry room that includes the washer and dryer also offers extra space for a second refrigerator or additional storage. Skip the builders upgrade costs and move right into a home where the important improvements have already been completed. This turnkey property delivers exceptional value, a larger homesite, and upgrades that truly make a difference. Don't miss your opportunity to make it yours!
Property Features
Location Information
County
Collin
Subdivision
Winchester Crossing Ph 3
Interior Features
Rooms
First Floor Bedroom, First Floor Bedroom, First Floor Bedroom, First Floor Dining Room, First Floor Living Room, First Floor Primary Bedroom
Has Fireplace
No
Interior
Granite Counters, Kitchen Island, Pantry, Smart Home, Walk-In Closet(s)
Number of Fireplaces
0
Master Bedroom Description
0 x 0
Cooling
Central Air, Ceiling Fan(s), Gas
Full Baths
2
Floors
Carpet, Engineered Hardwood
Dining Room Description
0 x 0
Appliances
Dishwasher, Disposal, Gas Oven, Microwave
Living Room Description
0 x 0
Exterior Features
Style
Traditional, Detached
Fencing
Wood
Stories
1
Patio / Deck Description
Covered, Enclosed, Patio, Screened
Construction
Brick, Stone Veneer
Has a Pool
Yes
Foundation
Slab
Pool Description
None, Community
Utilities
Sewer Available, Water Available
Lot Description
Interior Lot
Security System
Prewired, Security System Owned, Security System, Car
Lot Size in Acres
0.138
Parking Description
Driveway
Lot Size in Sq. Ft.
6,011
Has Garage
Yes
Is One Story
Yes
Garage Spaces
2
Lot Description
Interior Lot
School
Elementary School District
Princeton ISD
Jr. High School
Mattei
Elementary School
Lowe
High School
Princeton
Additional Information
Year Built Details
Preowned
HOA Fee
$620
Property Type
SFR
HOA Frequency
Annually
Property SubType 2
House
HOA Includes
Association Management, Maintenance Grounds, Maintenance Structure
Property SubType
Single Family Residence
Tax Annual Amount
4946.0
Year Built
2022
Exclusions
Fridge, W/D, exterior cameras
Status
Active
Community Features
Fishing, Playground, Park, Pool, Trails/Paths
Has a Home Owners Association
Yes
Lot Acres Source
Assessor
Similar Listings
Mortgage Calculator
$1,447
per month
30 Year Fixed. 3.52% Interest Rate.
Principal + Interest
$1,117
Monthly Tax
$258
Monthly Insurance
$72
yrs
%
$
$
Based on a fully amortized fixed rate loan. Ask your agent for the tax rates in your area. Insurance estimate is based on an average cost, your final premium cost will be determined by the type of coverage you select. This program only provides an estimate.
Schools
Walk Score
Listing courtesy of
Daniel Podina, Paragon, REALTORS
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NTREIS - North Texas data last updated at August 13, 2026, 9:32 AM CT
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