303 WHISPERING OAKS TRAIL, PAYNE SPRINGS, TX 75156
Homes for sale in Payne Springs.
Homes for sale in 75156.
List Price$190,000
303 Whispering Oaks Trail
Payne Springs, TX 75156
Listing #21232447
About This Property
Nestled in a sought-after waterfront neighborhood, this cozy 4-bedroom, 2-bathroom home sits on two oversized lots, offering a massive backyard found near Cedar Creek Lake. While the home needs some TLC, it is packed with high-value features, including a large kitchen island perfect for entertaining and a primary suite featuring a modern walk-in shower. Outside, you'll find a 2-car bay detached garage and an additional storage building, providing plenty of room for vehicles, tools, and lake toys. Best of all, you're just moments away from the water with convenient access to the community boat ramp. Whether you're looking for a primary residence or a weekend getaway to flip and customize, this property offers incredible bones and even better location.
Property Features
Location Information
County
Henderson
Subdivision
Southwood Shores
Interior Features
Rooms
First Floor Kitchen, First Floor Living Room, First Floor Primary Bedroom, First Floor Utility Room
Has Fireplace
No
Interior
Eat-in Kitchen, Kitchen Island
Number of Fireplaces
0
Master Bedroom Description
0 x 0
Heating
Central, Electric
Full Baths
2
Cooling
Central Air, Ceiling Fan(s)
Living Room Description
0 x 0
Floors
Carpet, Laminate, Other
Kitchen Description
0 x 0
Appliances
Electric Range
Exterior Features
Style
Other, Detached
Patio / Deck Description
Front Porch
Stories
2
Pool Description
None
Construction
Frame, Wood Siding
Other Structures
Storage
Foundation
Slab
Lot Description
Interior Lot, Landscaped, Other, Few Trees
Roof
Composition
Lot Size in Acres
0.377
Utilities
Municipal Utilities, Sewer Available, Water Available
Lot Size in Sq. Ft.
16,422
Parking Description
On Site
Lot Dimensions
97x189x130x55
Has Garage
Yes
Is One Story
No
Garage Spaces
2
Lot Description
Interior Lot, Landscaped, Other, Few Trees
Fencing
Chain Link
School
Elementary School District
Mabank ISD
Jr. High School
Mabank
Elementary School
Mabank
High School
Mabank
Additional Information
Year Built Details
Preowned
Has a Home Owners Association
Yes
Property Type
SFR
HOA Fee
$100
Property SubType 2
House
HOA Frequency
Annually
Property SubType
Single Family Residence
HOA Includes
All Facilities
Year Built
1960
Community Features
Boat Facilities
Status
Active
Lot Acres Source
Public Records
Similar Listings
Mortgage Calculator
$886
per month
30 Year Fixed. 3.52% Interest Rate.
Principal + Interest
$684
Monthly Tax
$158
Monthly Insurance
$44
yrs
%
$
$
Based on a fully amortized fixed rate loan. Ask your agent for the tax rates in your area. Insurance estimate is based on an average cost, your final premium cost will be determined by the type of coverage you select. This program only provides an estimate.
Schools
Walk Score
Listing courtesy of
Susan Waterman, McAtee Realty Of Gun Barrel TX
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NTREIS - North Texas data last updated at July 28, 2026, 6:14 PM CT
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