1304 COZY CREEK DRIVE, TEMPLE, TX 76502

BIG buyer incentive! Seller is covering ALL closing costs plus offering a rate buy down. Buyers may qualify for a 5.25% fixed rate or a 1:0 buy down--4.25% the first year, then 5.25% fixed. Contact our preferred lender for full details and qualification. Welcome to this beautifully upgraded two-story home offering 4 bedrooms, 2.5 baths, and a dedicated office, perfectly blending comfort, functionality, and style. Inside, an elegant office with French doors creates an ideal work-from-home space. A hallway leads to a coat closet and a spacious half bath with a custom vanity. Nearby, the well-designed laundry room offers garage access, a single basin sink, custom vanity, and overhead cabinetry. The heart of the home is the open kitchen, dining, and living area--perfect for entertaining and everyday living. The kitchen features granite countertops, an oversized island for dining and gathering, a coffee bar, generous walk-in pantry, and all-electric appliances, including a refrigerator that conveys. Tile flooring flows throughout the main areas, and plantation shutters with a lifetime warranty help keep the home energy-efficient and comfortable. The main-level primary suite includes a dual vanity bath, stand-up shower, and a massive walk-in closet that wraps under the stairs for extra storage. Upstairs, a large loft with recessed lighting connects to three spacious bedrooms, each with walk-in closets, and a full bath with a dual vanity and tub/shower combo. Step outside to an extended covered patio with retractable sunshades, ideal for relaxing or hosting guests. The meticulously maintained lawn and three-sided stone exterior with lap siding add durability, charm, and curb appeal. Located a short walk from the community pool, park, and soccer pitch--and minutes from Belton ISD schools, Crossroads Park, and shopping and dining along West Adams--this home offers convenience, quality, and an exceptional location.