12340 SADDLE UP, SAN ANTONIO, TX 78254
Homes for sale in San Antonio.
Homes for sale in 78254.
12340 Saddle Up
San Antonio, TX 78254
List Price$539,900
Listing #1913233
4
Bedrooms
3 full
Bathrooms
2,928
Square Feet
House
Type
About This Property
Stunning Highland Homes Single-Story with Exceptional Upgrades & Assumable VA Loan with a 2.25 rate! Welcome to this beautifully designed single-story home built by Highland Homes, offering an open and inviting floor plan perfect for both everyday living and entertaining. The heart of the home is the chef-inspired kitchen, featuring a large center island, custom cabinetry, and an upgraded refrigerator - ideal for hosting gatherings or enjoying casual meals with family. A dedicated media room provides the perfect space for movie nights, while the whole-house vacuum system and whole-house stereo system - including patio speakers - add convenience and luxury throughout. Relax and unwind outdoors with a hot tub and custom exterior lighting under the eaves, creating an inviting ambiance for evening entertaining. Additional premium features include a tankless water heater, epoxied garage floor, and a garage shelving and storage system designed to keep everything organized. Best of all, this home offers an assumable VA loan with an incredibly low interest rate, a rare opportunity for qualified buyers to save significantly on their mortgage. This property blends quality craftsmanship, modern upgrades, and thoughtful details - truly move-in ready! MOTIVATED SELLER
Listing Courtesy of Duncan Elliott, Phillips & Associates Realty (210) 799-7979
Property Features
Location Information
County
Bexar
MLS Area
0105
Neighborhood Amenities
Pool, Clubhouse, Park/Playground, Jogging Trails, Spor
Subdivision
DAVIS RANCH
Interior Features
Room Dimensions
Dining: 10x15, Living: 26x16, Kitchen: 13x14, MasterBR: 16x13, BR2: 12x10, BR3: 12x10, BR4: 12x10
Fireplace Description
One, Living Room
Interior
One Living Area, Separate Dining Room, Eat-In Kitchen, Island Kitchen, Walk-In Pantry, Study/Library, Media Room, Utility Room Inside, 1st Floor Lvl/No Steps, High Ceilings, Open Floor Plan, High Speed Internet, All Bedrooms Downstairs, Laundry Main Level, Walk in Close
Heating
Central
Master Bedroom Description
DownStairs, Walk-In Closet, Ceiling Fan, Full Bath
Heating Fuel
Natural Gas
Master Bathroom Description
Shower Only, Double Vanity
Cooling
One Central
Has Dining Room
Yes
Floors
Carpeting, Ceramic Tile, Wood
Has Family Room
Yes
Exterior Features
Style
Texas Hill Country
Electric Supplier
CPS
Construction
Pre-Owned
Parking Description
Two Car Garage, Attached
Exterior
Covered Patio, Bar-B-Que Pit/Grill, Gas Grill, Privacy Fence, Sprinkler System, Double Pane Windows, Has Gutters, Special Yard Lighting
Has Garage
Yes
Manufacturer
Highland
Garage Spaces
2
Foundation
Slab
Pool/Spa Description
Hot Tub
Roof
Composition
Lot Size
0.209
Water / Sewer
Water System, Sewer System, City
Lot Description
Cul-de-Sac/Dead End, Level
Sewer Supplier
SAWS
Is One Story
Yes
Water Supplier
SAWS
School
School District
Northside
Jr. High School
FOLKS
Elementary School
Tomlinson Elementary
High School
Sotomayor High School
Additional Information
Proposed Terms
Conventional, FHA, VA, Cash
Status
Active
Property Type
SFR
Is Short Sale
No
Property SubType
Single Family Detached
HOA Fee
$495
Year Built
2019
HOA Frequency
Annually
Similar Listings
Mortgage Calculator
$2,519
per month
30 Year Fixed. 3.52% Interest Rate.
Principal + Interest
$1,945
Monthly Tax
$449
Monthly Insurance
$125
yrs
%
$
$
Based on a fully amortized fixed rate loan. Ask your agent for the tax rates in your area. Insurance estimate is based on an average cost, your final premium cost will be determined by the type of coverage you select. This program only provides an estimate.
Schools
Walk Score
© 2026 LERA MLS. All rights reserved.
© 2026 LERA MLS. All rights reserved.
The data relating to real estate on this website comes in part from the Internet Data Exchange (IDX) Program of the LERA MLS. IDX information is provided exclusively for consumers' personal non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All Information Is Deemed Reliable But Is Not Guaranteed Accurate.
LERA MLS data last updated at March 8, 2026, 7:29 AM CT
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