A Hill Country Town Built on Stone, Springs, and Self-Reliance

Center Point is an unincorporated Kerr County community of approximately 3,635 residents where the median home value reaches $318,600 and homeownership claims eighty percent of households. The town operates under Center Point ISD, rated B by the Texas Education Agency, serving 163 students across one campus. County-level employment concentrates in retail trade, construction, and accommodation services tied to the broader Hill Country tourism economy. With a median household income of $86,830 according to Census data and median rent at just $489 monthly, this town attracts buyers seeking affordable Hill Country land and retirees drawn to small-town living fifteen miles northwest of Kerrville.

History

Sixteen historical markers document Center Point's settlement beginning in 1852 when Elizabeth Denton arrived with her family, followed by German immigrants who established churches, schools, and businesses like the Woolls Building in 1873. The town served as a Confederate stronghold during the Civil War and later became known for unique enterprises like Charles Apelt's armadillo farm in the 1890s.

ZIP Codes Compared

As an unincorporated community without formal zip code boundaries exclusive to Center Point, housing varies from historic limestone homes near the town center to newer construction on larger lots along county roads. Property values increase with acreage and Hill Country views, while older in-town homes offer more affordable entry points.

Demographics

The population splits nearly evenly between white and Hispanic residents, with a median age of 44.6 years reflecting a mix of established families and retirees. The eighty percent homeownership rate and relatively high median income suggest a stable community of property owners rather than transient renters.

Economy

County-level Bureau of Labor Statistics data shows retail trade employing the most workers at average pay of $41,411, followed by accommodation and food services supporting Hill Country tourism. Construction jobs pay notably better at $65,180 annually, reflecting ongoing development across Kerr County's rural areas.

Schools

Center Point Independent School District serves the community with a single campus educating 163 students and earning a B rating from the Texas Education Agency. The small district size means families know teachers personally and students participate across multiple activities.

Cost of Living

The median home value of $318,600 sits below many Hill Country markets, while the unusually low median rent of $489 monthly according to Census estimates likely reflects older rental stock or family arrangements. Grocery and service costs align with rural Texas averages, with residents often driving to Kerrville for major shopping.

Homeowners Associations

Four registered homeowners associations operate in the area, suggesting some newer subdivisions have introduced covenant restrictions. The majority of Center Point properties remain outside HOA governance, particularly older homesites and larger rural tracts.

About Center Point

Center Point sits at the geographic heart of Kerr County, where Cypress Creek winds through limestone hills and centuries-old live oaks shade properties that have passed through generations. This unincorporated community of roughly 3,600 residents maintains the character of a working Hill Country town, where the Woolls Building has housed businesses since 1875 and the Center Point United Methodist Church traces its congregation back to circuit riders who arrived before the Civil War. The town's German heritage runs deep through places like the Cypress Creek Cemetery, where Wilhelm Boerner's widow was laid to rest in 1861, and through families like the Mosty Brothers, whose nursery supplied fruit and pecan trees across Texas in the early 1900s.

Daily life centers on Highway 27, where the Dollar General, Neu Mart convenience store, and Los Dos Amigos restaurant serve residents who prefer small-town proximity to Kerrville's larger commercial district fifteen miles southeast. The Center Point School campus consolidates the district's educational operations, while Lion's Park provides community gathering space. The surrounding economy balances construction work, retail employment in nearby Kerrville, and small agricultural operations that continue the ranching traditions established when George L. Leigh founded Stoneleigh Ranch in 1878. Church life remains central, with the First Baptist Church and Center Point Christian Church anchoring a community where homeownership reaches eighty percent and the median household income of $86,830 according to Census Bureau estimates reflects a mix of retirees, tradespeople, and families who value land over amenities. The four registered homeowners associations suggest newer residential development, but the town's identity remains tied to its nineteenth-century limestone buildings and the spring-fed creeks that first drew settlers to this central point in the Texas Hill Country.

Classification

Type

Census Designated Place

Class Code

U1

Identifiers

GEOID

4813828

State FIPS

48

Place FIPS

13828

Statistics

Neighborhoods

0

Population

1,803

Geography

Geometry

polygon

Area

14 km²

County

Kerr

Data Source

Primary Source

tiger

Census Reference

QuickFacts

Frequently Asked Questions About Center Point

Is Center Point a good place to live?

Center Point works well for buyers who prioritize land, quiet, and small-town connections over urban conveniences. The eighty percent homeownership rate according to Census Bureau data reflects a community of established residents, many on multi-acre properties with Hill Country views. You'll drive fifteen miles to Kerrville for major shopping, healthcare, and dining variety, but daily needs are met at local spots like Neu Mart and the Dollar General. The town lacks the walkability and restaurant scene of larger Hill Country destinations, but it offers genuine small-town character where church congregations date to the 1850s and neighbors know each other by name. Families appreciate the single-school district where students participate across activities, while retirees value the combination of affordable property, mild climate, and proximity to Kerrville's services without living in a busier town. The lack of zoning and minimal HOA restrictions appeal to those wanting freedom to use their land as they see fit.

What is the cost of living in Center Point?

The median home value of $318,600 according to Census estimates positions Center Point below many Hill Country markets, though prices vary significantly based on acreage and improvements. Larger tracts with water features or Hill Country views command premium prices, while smaller in-town lots offer more accessible entry points. The median rent figure of $489 monthly appears unusually low and likely reflects older rental houses or arrangements between family members rather than market-rate apartments, which are scarce. Property taxes apply at county rates since the town is unincorporated, with school district taxes forming the largest portion of the bill. Grocery and fuel costs run slightly higher than urban Texas due to the rural location, and residents budget for the fifteen-mile drive to Kerrville for most shopping beyond basics. The median household income of $86,830 sits comfortably above the state median, suggesting residents can manage the combination of property costs and rural living expenses while enjoying more land than comparable money would buy in Kerrville or Boerne.

How are the schools in Center Point?

Center Point Independent School District operates a single consolidated campus serving 163 students from elementary through high school, earning a B rating from the Texas Education Agency. The small enrollment means students know their teachers personally and often participate in multiple activities, from athletics at Pirate Stadium to academic competitions. Class sizes remain manageable, though course offerings are necessarily limited compared to larger districts. Families appreciate the tight-knit environment where teachers and administrators are accessible, but students seeking specialized programs in arts, languages, or advanced sciences may find fewer options than comprehensive high schools provide. The district's performance sits in the solid middle range, neither struggling nor exceptionally high-performing. Many families choose Center Point specifically for the small-school experience where their children won't get lost in large grade levels, while others supplement with online courses or accept the trade-off for the benefits of rural living and lower housing costs. The single-campus structure means elementary families already know the teachers their children will have in later grades.

Is Center Point good for families?

Center Point suits families who want space, outdoor access, and a community where children grow up knowing their neighbors. The eighty percent homeownership rate according to Census data creates neighborhood stability, and many properties offer room for animals, projects, and outdoor play that suburban subdivisions don't permit. Lion's Park provides community recreation space, though organized youth activities are more limited than in larger towns. The Center Point School District's small size means children participate across multiple activities and sports, building close friendships within their grade level. Parents appreciate knowing teachers personally and the short commute to school, but they drive to Kerrville for pediatric specialists, tutoring services, and shopping beyond basics. The lack of walkable infrastructure means children depend on parents for transportation, and entertainment options skew toward outdoor activities on private property rather than movie theaters or trampoline parks. Church communities at First Baptist, Center Point United Methodist, and Center Point Christian Church provide social networks for families. The median age of 44.6 years suggests fewer young families than retirement-age residents, so playmate availability depends on your specific neighborhood and willingness to coordinate with other parents across the rural area.

Find Your Place in Center Point's Hill Country

Whether you're searching for acreage outside town or a historic property near the old commercial district, a Texas Ally advisor understands Center Point's rural real estate landscape. We'll connect you with listings that match your Hill Country vision and guide you through the process of putting down roots in Kerr County.