A Growing Community Between Dallas and Denton

Cross Roads is a rapidly growing Denton County community of approximately 62,127 residents, with a median home value of $400,800 according to Census Bureau estimates and a median household income of $111,402. The town serves primarily as a bedroom suburb with a 77 percent homeownership rate, newer residential subdivisions, and students attending schools in the Denton ISD system. Property tax rates reflect county and district levies typical of southern Denton County communities. The local economy connects to broader Denton County employment, where retail trade, healthcare, and professional services provide the largest job bases, while residents commute throughout the Dallas-Fort Worth metro area for work.

History

The Cross Roads area has roots in 19th-century pioneer settlement, with historical markers documenting the Science Hill community founded in 1846 by settlers from Tennessee, Mississippi, Arkansas, and Louisiana. The Union Cemetery and Roark-Griffith Pottery Site preserve evidence of early agricultural and artisan activity, though modern Cross Roads reflects entirely contemporary suburban development.

ZIP Codes Compared

Housing costs across Cross Roads remain relatively uniform given the community's limited geographic spread and similar construction vintages throughout most subdivisions. Variations appear primarily between older and newer phases of development rather than between distinct geographic zones.

Demographics

The population skews younger with a median age of 34.7 years and reflects the diversity of North Texas suburbs, with 51.2 percent White, 19.9 percent Black, 18.2 percent Hispanic, and 4.4 percent Asian residents. The high homeownership rate and education level—43.7 percent with bachelor's degrees or higher—indicate a community of established families and professionals.

Economy

Cross Roads residents primarily commute to jobs throughout Denton County and the broader metro area, with major employment sectors including retail trade, healthcare, professional services, and manufacturing. The median household income of $111,402 reflects a workforce concentrated in middle to upper-middle class professional and technical occupations.

Schools

Students in Cross Roads attend schools in the Denton Independent School District, which carries a D rating from the Texas Education Agency. Cross Oaks Elementary School serves local elementary students, while middle and high school students attend campuses elsewhere in the district.

Cost of Living

With a median home value of $400,800 and median rent of $2,055 monthly according to Census Bureau data, Cross Roads sits above Texas averages but remains more accessible than established inner-ring Dallas suburbs. The cost structure reflects newer housing stock and Denton County's growth pressure.

Homeowners Associations

At least one registered homeowners association operates in Cross Roads, and many of the newer subdivisions include HOA governance managing common areas, architectural standards, and neighborhood amenities. Buyers should expect HOA dues and restrictions in most residential developments built within the past two decades.

About Cross Roads

Cross Roads sits in the heart of Denton County's southern development corridor, positioned where suburban expansion from both Dallas and Denton converges into a landscape still finding its identity. The town exists primarily as a residential community for families and professionals working throughout the Dallas-Fort Worth metro area, drawn by newer housing stock and proximity to major employment centers without the density or price tags of closer-in suburbs.

The housing market here reflects the area's recent growth trajectory, with a median home value of $400,800 according to Census Bureau estimates—a figure that places Cross Roads in the upper tier of North Texas suburban markets while remaining more accessible than established communities like Frisco or Southlake. The homeownership rate of 77 percent underscores the community's appeal to buyers rather than renters, and the housing stock trends toward single-family homes built within the last two decades. Median household income sits at $111,402, creating a community of middle to upper-middle class households, many with dual incomes and school-age children.

The rhythm of daily life in Cross Roads centers on practical errands and family routines rather than walkable town centers or cultural amenities. Residents drive to the Walmart Supercenter, grab coffee at Dutch Bros, and pick up dinner at Chick-fil-A or Chipotle. The retail and service landscape consists almost entirely of national chains clustered along major roads, reflecting the community's newness and its role as a bedroom suburb. For broader shopping, dining, and entertainment, residents typically head to Denton about ten miles north or venture south toward the Lake Lewisville area.

What Cross Roads offers is space, newer construction, and relative affordability within a county experiencing relentless growth pressure. The population of approximately 62,127 reflects rapid expansion, and the median age of 34.7 years signals a community populated by young families and established professionals in their prime earning years. The education level—with 43.7 percent holding bachelor's degrees or higher—aligns with a workforce commuting to professional jobs throughout the metro area, particularly in the technology, healthcare, and business services sectors that drive Denton County's economy.

This community suits buyers prioritizing newer homes, yard space, and access to the broader Dallas-Fort Worth job market over walkability or local character. It works well for families willing to trade urban amenities for larger lots and newer schools, and for professionals whose work requires flexibility to reach various parts of the metro area. Cross Roads remains a place defined more by what it provides in housing value and location than by distinctive neighborhood character or local institutions.

Understanding Cross Roads' Residential Layout

Cross Roads doesn't break down into distinct named neighborhoods with individual identities the way older Texas towns do. Instead, the community consists primarily of master-planned subdivisions and residential developments that have filled in over the past two decades, creating a fairly uniform suburban landscape across the town's footprint.

The central area around the Walmart Supercenter and the commercial corridor represents the practical heart of Cross Roads, where residents handle everyday errands. This zone contains most of the town's retail and service businesses—the AutoZone, CVS Pharmacy, fast-food options, and banking services that support daily life. Residential streets branch off from these commercial spines, with subdivisions featuring homes built primarily in the 2000s and 2010s. These neighborhoods share similar characteristics: cul-de-sac layouts, brick and stone exteriors, two-car garages, and yards sized for swing sets and trampolines.

The eastern and western edges of Cross Roads tend toward slightly larger lots and newer construction, representing the most recent expansion phases. These areas attract buyers seeking the newest available housing stock and maximum square footage, often families trading up from smaller homes in denser suburbs or relocating from other parts of the metro area. The subdivisions here typically include HOA-managed amenities like neighborhood pools and playgrounds, though the overall feel remains residential rather than resort-like.

Choosing where to focus within Cross Roads comes down primarily to home age, lot size, and proximity to the commercial corridor. The differences between areas are subtle—more about construction vintage and specific subdivision amenities than about fundamentally different neighborhood characters or lifestyle options.

Classification

Type

Incorporated Place

Class Code

C1

Identifiers

GEOID

4817852

State FIPS

48

Place FIPS

17852

Statistics

Neighborhoods

0

Population

1,716

Geography

Geometry

polygon

Area

17 km²

County

Denton

Data Source

Primary Source

tiger

Census Reference

QuickFacts

Frequently Asked Questions About Cross Roads

Is Cross Roads a good place to live?

Cross Roads works well for buyers prioritizing newer construction, suburban space, and access to the Dallas-Fort Worth job market. The median household income of $111,402 according to Census Bureau estimates reflects a solidly middle to upper-middle class community, and the 77 percent homeownership rate indicates stability and family orientation. The population of approximately 62,127 shows rapid growth, attracting young families and professionals—the median age sits at 34.7 years. The community offers practical advantages like newer homes with modern layouts, yards sized for family life, and proximity to major employment corridors throughout Denton County and the metro area. However, Cross Roads lacks the walkable town centers, established character, and local amenities found in older communities. Daily life revolves around chain retail and driving to surrounding areas for broader shopping, dining, and entertainment. The schools fall within Denton ISD, which carries a D rating from the Texas Education Agency, a consideration for families prioritizing academic performance. Cross Roads suits buyers who value housing value and location over distinctive neighborhood character.

What is the cost of living in Cross Roads?

The cost of living in Cross Roads centers on housing expenses that run above Texas averages but remain more accessible than established Dallas suburbs. The median home value stands at $400,800 according to Census Bureau data, while median rent reaches $2,055 monthly for those not buying. These figures reflect the community's newer housing stock and location within Denton County's high-growth corridor. Property taxes follow county and school district rates typical of southern Denton County, adding to the ongoing cost of homeownership. The median household income of $111,402 suggests most residents can manage these housing costs, though buyers should budget carefully for the combination of mortgage payments, property taxes, HOA fees in many subdivisions, and the transportation costs that come with suburban living. Everyday expenses for groceries, gas, and services align with North Texas suburban norms. The trade-off here involves paying more for newer construction and convenient metro access while accepting higher costs than you'd find in smaller towns farther from Dallas-Fort Worth.

How are the schools in Cross Roads?

Cross Roads students attend schools in the Denton Independent School District, which carries a D rating from the Texas Education Agency. Cross Oaks Elementary School serves local elementary students, while middle and high school students attend other campuses within the district. The D rating indicates academic performance below state averages, a significant consideration for families prioritizing school quality. Some families in Cross Roads supplement public education with private schools in Denton or nearby communities, or they accept the trade-off of lower-rated schools in exchange for housing affordability and newer construction. Prospective residents focused on academic performance may want to research specific campus ratings within Denton ISD and consider how school quality weighs against other factors in their decision.

Is Cross Roads good for families?

Cross Roads attracts families seeking newer homes with yards in a suburban setting, reflected in the median age of 34.7 years and high homeownership rate of 77 percent. The community offers practical family advantages like safe, quiet subdivisions with cul-de-sacs, neighborhood pools and playgrounds in many HOA-managed developments, and the kind of space that accommodates swing sets, trampolines, and backyard gatherings. Families here typically drive to activities, sports leagues, and entertainment rather than walking to local parks or community centers. The school situation requires consideration—Denton ISD carries a D rating from the Texas Education Agency, which may concern families prioritizing academic performance. Cross Roads works best for families who value housing affordability and newer construction over top-tier schools and established community amenities, and who don't mind driving to surrounding areas for children's activities and family outings.

How does Cross Roads compare to nearby cities?

Cross Roads sits between Denton to the north and the Lake Lewisville area to the south, offering newer housing at price points below closer-in suburbs but without the amenities or school ratings of more established communities. Compared to Denton, Cross Roads provides newer construction and a more purely residential environment, but lacks the college-town energy, downtown district, and broader range of local businesses that Denton offers. Relative to wealthier communities like Flower Mound or Highland Village near Lake Lewisville, Cross Roads delivers more accessible home prices and newer construction, but with lower-rated schools and fewer community amenities. The median home value of $400,800 positions Cross Roads in the middle tier of Denton County markets—more expensive than outlying towns but more affordable than established inner suburbs. The choice often comes down to whether you prioritize housing value and newness over school quality and local character.

Find Your Home in Cross Roads

Whether you're comparing subdivisions, evaluating school attendance zones, or weighing Cross Roads against other Denton County communities, a Texas Ally advisor can provide the local insight and market knowledge you need. Connect with an advisor who understands North Texas suburban markets and can help you navigate your home search with clarity.